Middle‑ and high‑school students seeking scholarships in 2026 can apply for several government‑backed awards such as the 꿈 장학금 (Dream Scholarship), 재능 장학금 (Talent Scholarship), and SOS 장학금, which provide support from the time of application until university graduation or for a 10‑month period, respectively; applications are filed twice a year—typically in June and November—through the Korean Student Aid Foundation’s online portal, where eligibility is evaluated using parents’ health‑insurance contributions and income data and applicants must also submit a completed application form, proof of school enrollment, and income statements; some programs also accept applications via email (warmheart@warmheart.co.kr), requiring the file to be named in the format “[StudentName]_[School]_[ScholarshipApplication]”; students should check the foundation’s website each semester for exact deadlines, verify income brackets (low‑income families are prioritized for the 복권기금 장학금), and ensure all required documentation is ready before submission, after which selected scholars receive notification and the award is disbursed accordingly.